Sure, you can see your numbers. You know what’s on the P&L. But let’s be honest — sometimes it still feels like something’s missing. Other business owners seem to have a handle on things you’re still trying to piece together.

That’s where a CFO comes in. Instead of just reporting on the past, a CFO will take your numbers and turn them into a roadmap for what’s next. A CFO will help you see around the corner with budgets, forecasts, cash-flow strategies, financing options, even speak into key hiring decisions.

Think of it like finally filling in the missing puzzle piece. Suddenly, the picture makes sense. You can stop second-guessing and start making confident decisions, knowing you’ve got a partner focused on the big picture — growth in your business and a better cash-flow.

• Bookkeeper/Controller: Records transactions and closes the books accurately.

• Tax CPA: Projects and minimizes taxes, handles compliance filings, and provides tax issue resolution.

• Fractional CFO: Builds forward-looking plans—budgets, forecasts, cash strategy, financing, and speaks into growth decisions. A CFO partners with your accounting team and tax CPA without replacing them.

Fractional CFO
A non-employee partner contracted to build forecasts and support cash strategy, pricing/margins, lender relations, and KPI accountability—without the full-time employee payroll burden. Ideal when you need executive-level finance, but at less than a 40+ hours/week employee.

Choose a Fractional CFO when you need executive insight, tighter cash/margins, bank-ready forecasting, and leadership accountability—without full-time overhead.

CFO (in-house employee)
An executive employee who owns the finance function end-to-end: FP&A, treasury, risk, tax coordination, investor relations, finance team hiring/management, and cross-functional strategy—embedded daily with the leadership team.

Choose a Full-Time CFO when complexity, scale, or investor demands require a dedicated executive leading finance every day and your business is ready to pay the large salary accompanying the in-house hire.

Typical triggers include:

• Revenue $1M–$50M+ and growing (or margins are slipping).

• Cash feels “tight” despite sales growth.

• Need a real forecast and budget (banks/investors are asking for it).

• Pricing, margins, or job costing are unclear.

• Considering acquisitions, new locations, or major hires.

• The CEO is stressed out by making big calls without clean financial visibility.

• A large CFO salary is not in the budget. But, CFO Services through an affordable monthly subscription are attractive.

Cadence-

• Scheduled meetings to steady steady guidance.

• Useful conversations focused on growth, not stuck in the mundane accounting reports.

Scope-

• Analyze cash management, budgeting/forecasting, KPI design, pricing/margins, financing reports, and more.

• We work within your stack (e.g., bookkeeping software, bill pay, payroll, CRM, etc.) to build a proven, strategic CFO Dashboard designed to provide the data you need.

• Customized, deeper insight for businesses that need it.

Absolutely not. Each business is unique. We’ve designed two paths for CFO Services…one for foundational support, the other for more robust guidance.

For many mid-size businesses, we offer a CFO Dashboard and monthly conversations to provide the needed data for clarity to make confident growth-oriented decisions for your business.

Other mid-size businesses are ready for highly customized CFO Services that advise on multiple aspects of the business beyond foundational support through more frequent conversations, deeper insights, complex solutions, and white glove services for extra care.